North Dakota

Revenue-Based Funding in North Dakota

Fast, flexible revenue-based funding for 63,000 businesses across North Dakota. Funding from $25K to $500K.

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North Dakota Business Snapshot

780,343
Population
63,000
Active Businesses
$78,234
Median Income
midwest
Region

Why North Dakota Businesses Choose Revenue-Based Funding

North Dakota is home to 63,000 businesses generating significant economic activity across the midwest region. With a median household income of $78,234, the state offers a strong consumer market for well-capitalized businesses.

Revenue-Based Funding from Nautix Capital helps North Dakota businesses access funding ranging from $25K to $500K, with approval times of 24-48 hours. Whether you operate in Bismarck, Fargo, or anywhere across the state, we serve businesses in every county and city.

“
What impressed me was how fast they moved without sacrificing precision. We weren't the easiest file, and I expected a fight. Instead, the whole thing was handled with urgency and strategy. SmartMatch didn't just find us an offer — it found the right offer. I'd work with them again in a heartbeat.
Kevin Reich
Verified Nautix Capital Client

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Revenue-Based Funding by City in North Dakota

Select your city to find specific funding information and local business data.

Bismarck

Pop: 73,529
Biz: 1,400
Growth: 3.2%
Income: $64,200

Fargo

Pop: 150,990
Biz: 2,800
Growth: 4.9%
Income: $65,100

Grand Forks

Pop: 82,744
Biz: 1,400
Growth: 2.8%
Income: $54,800

Minot

Pop: 49,920
Biz: 1,100
Growth: 1.8%
Income: $57,200

West Fargo

Pop: 38,921
Biz: 850
Growth: 4.2%
Income: $72,500

Williston

Pop: 29,586
Biz: 680
Growth: 2.6%
Income: $68,400

Dickinson

Pop: 25,385
Biz: 580
Growth: 2.1%
Income: $62,100

Mandan

Pop: 23,090
Biz: 520
Growth: 2%
Income: $63,800

Jamestown

Pop: 15,590
Biz: 380
Growth: 1.4%
Income: $48,700

Devils Lake

Pop: 7,442
Biz: 210
Growth: 1.1%
Income: $45,200

Moorhead

Pop: 45,000
Biz: 2,451
Growth: 2.5%
Income: $65,100

All Business Funding Options in North Dakota

Working Capital

Fast funding to cover payroll, inventory, or cash-flow gaps when you need to move quickly.

$50K - $500K | 48-72 hours

Revenue-Based Funding

Current

Flexible capital tied to your cash flow, with fast approvals and minimal documentation.

$25K - $500K | 24-48 hours

Business Line of Credit

Revolving credit you draw as needed. Only pay for what you use.

$10K - $250K | 3-5 business days

Invoice Factoring

Turn unpaid invoices into immediate working capital without taking on new debt.

$10K - $1.0M | 24 hours

PO Financing

Fund large orders upfront so you can say yes to bigger opportunities.

$10K - $500K | 2-3 days for verification, 5-7 days to fund

Equipment Financing

Finance new or used equipment with predictable payments that fit your cash flow.

$10K - $500K | 3-5 days approval, 5-10 days to funding

SBA Loans

Government-backed financing with lower rates and longer terms. 7(a), 504, and more.

$50K - $5.0M | 30-60 days

Commercial Real Estate

Acquisition, refinance, or development for owner-occupied commercial or investment properties.

$100K - $5.0M | 20-30 days

REI Loans

Fix & flip, DSCR rentals, bridge, and construction financing for business or investment purposes.

$50K - $2.0M | 5-10 days

SBA Lending Activity in North Dakota

Fiscal Year 2024 (Oct 2023 – Sep 2024) · SBA 7(a) Loan Program

172
7(a) Loans Approved
$78.0M
Total Approved
$453,531
Avg. Loan Size
2% above
vs. National Avg.

SBA Lending Context

In FY2024, the SBA approved 172 loans totaling $78.0M for North Dakota small businesses. The average 7(a) loan size in North Dakota was $453,531, which is 2% above the national average of $443,097.

Nationally, the SBA supported 103,000 financings totaling $56.0B in FY2024, the highest level since 2008.

SBA District Office

  • North Dakota District Office

Top SBA-Funded Industries in North Dakota

1Agriculture
2Restaurants
3Construction
4Healthcare
5Retail Trade

Source: U.S. Small Business Administration, FY2024 Lending Statistics · SBA Open Data Portal

Last Updated: February 2026

Revenue-Based Funding FAQ for North Dakota

How do I apply for revenue-based funding in North Dakota?
Apply online at nautixcapital.com/smartmatch. We serve all businesses across North Dakota. Most applications are reviewed within 24-48 hours.
What are the requirements for revenue-based funding in North Dakota?
North Dakota businesses need a minimum annual revenue of $120K, at least 1 year(s) in business, and a credit score of 550+.
How much funding can North Dakota businesses get?
North Dakota businesses can access revenue-based funding ranging from $25K to $1M, depending on qualifications and business needs.
How is the repayment percentage determined?
The repayment percentage (typically 2-8% of daily revenue) is set based on your funding amount, average monthly revenue, and the repayment term you select. Higher funding amounts relative to revenue may have higher percentages.
What happens if my revenue drops significantly?
Your repayment amount automatically decreases proportionally. If your revenue drops 50%, your daily repayment also drops 50%. You'll never pay more than what was agreed, regardless of revenue changes.

Data sourced from U.S. Census Bureau (2024 American Community Survey), Bureau of Labor Statistics, and SBA district lending reports. Market data is updated periodically and may not reflect the most current figures.

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