Nautix Capital provides Commercial Real Estate ranging from $200K to $500.0M with typical closes in 20-30 days. Minimum starting points: $13K monthly revenue, 2 years in business, and a 650+ credit score. Commercial Real Estate is often a fit for Owner-occupied commercial property acquisition and Commercial real estate refinancing to access built-up value. Nautix Capital's SmartMatch assessment matches businesses with the right commercial real estate option from our lender network — no credit pull at intake.
Funding Solution
Commercial Real Estate
Acquisition, refinance, or development for owner-occupied commercial or investment properties.
- Typical speed
- 20-30 days
- Deal range
- $200K–$500.0M
- Terms
- 10-20 years
Typical speed
Deal range
Terms
01 — Overview
What is Commercial Real Estate?
Financing for purchasing, refinancing, or developing commercial property. Includes owner-occupied buildings, multi-family, retail, office, and industrial properties.
- Funding Range
- $200K - $500M
- Typical Close
- 30-60 days
- Monthly Revenue
- $13K+
02 — Process
How it works.
One senior team from first conversation through funding — no call-center handoffs.
01
Tell us the deal
Share the basics through SmartMatch — about 30 seconds. No credit pull at intake.
02
We structure options
An advisor reviews and matches across our network. Decisions typically within 20-30 days.
03
Fund & stay connected
20-30 days for approval, 30-45 days to closing. The same team stays with you after the wire.
03 — Details
About Commercial Real Estate
Deal size, speed, and fit — terms are set in underwriting, not on a public rate sheet.
Commercial real estate financing addresses one of the most substantial capital needs businesses face: acquiring, refinancing, or developing the physical property from which they operate. Whether you're a growing service firm ready to move into your own building instead of renting, a retailer acquiring a prime location, a manufacturer building a custom facility, or an investor purchasing rental properties, commercial real estate financing provides the capital to make these major acquisitions possible.
Commercial real estate loans are fundamentally different from residential mortgages. The loan amount, terms, and structure are based on the property's income-generating potential and the business's ability to service the debt. A property generating $500,000 annually in rental income can support a larger loan than an identical property generating only $250,000. Lenders evaluate cash-on-cash returns, debt service coverage ratios, and the stability of the income stream. For owner-occupied commercial real estate (where the business operates the property), lenders also consider the business's profitability and cash flow.
04 — Capabilities
What this structure delivers.
Flexible Property Types
Finance office, retail, industrial, manufacturing, warehouse, or multi-use commercial properties.
Extended Terms
10-20 year terms create manageable payments while building ownership value through appreciation.
Competitive Rates
Commercial real estate rates are typically lower than other business financing options.
Owner-Occupied and Investment
Finance properties where you operate your business or income-generating investment properties.
05 — Why Nautix
Why choose Commercial Real Estate with us.
Independent by design — we sit on your side of the table, not the lender’s.
- 01
Build Ownership
Stop paying rent and start building property ownership and value for long-term wealth.
- 02
Predictable Costs
Fixed mortgage payments are stable and predictable, unlike rising rental rates.
- 03
Asset-Based Growth
Property becomes collateral for future financing and builds business net worth.
- 04
Tax Advantages
Mortgage interest, property taxes, and depreciation provide potential tax deduction benefits.
“We were scaling fast and needed working capital without delays. I gave Nautix what they needed and within hours we had a path forward. The offer made sense, the terms were clear, and the funding was in before the end of the day. I've worked with big institutions before — this was cleaner, faster, and more aligned.”
Mark Moshtaghi · Verified Client
See if Commercial Real Estate fits your deal.
No application, no credit pull at intake. An advisor reaches out within one business day.
Start Your SmartMatch06 — Fit
Eligibility at a glance.
Starting points for a conversation — every deal is underwritten on its own facts.
$13K+
Monthly revenue
2+ yr
Time in business
650+
Credit score
Best for
- Owner-occupied commercial property acquisition
- Commercial real estate refinancing to access built-up value
- Investment property purchases generating rental income
- Commercial development and redevelopment projects
- Established businesses transitioning from renting to owning
07 — Industries
Who uses Commercial Real Estate.
Sector guides with the same product, tailored to how the business actually runs.
08 — Compare
Stack it against alternatives.
Working Capital Loans vs Commercial Real Estate
These serve different purposes entirely. Choose working capital loans for operational fund…
Revenue-Based Funding vs Commercial Real Estate
These serve completely different needs. Choose RBF for operational working capital. Choose…
Business Lines of Credit vs Commercial Real Estate
Lines of credit are for operations; CRE financing is for real estate. Don't confuse these—…
Invoice Factoring vs Commercial Real Estate
Choose invoice factoring for unpaid invoice cash flow problems. Choose CRE financing if yo…
PO Financing vs Commercial Real Estate
Choose PO financing to fulfill customer orders. Choose CRE financing if you're acquiring p…
Equipment Financing vs Commercial Real Estate
These finance different assets. Choose equipment financing for machinery and equipment. Ch…
SBA Loans vs Commercial Real Estate
Choose SBA loans for general business operational capital needs. Choose CRE financing if y…
Commercial Real Estate vs REI Loans
Choose CRE financing if you're buying property to operate your business from (replacing le…
Commercial Real Estate Guides & Resources
Articles to help you evaluate commercial real estate with clear next steps.
Business Funding in Bend, OR (2026)
Business funding in Bend, Oregon for breweries, contractors, and tourism companies. 9 funding types, 75+ lenders, approval in 24 hours.
Read MoreThe Foreign National's Guide to US Real Estate: Securing DSCR Loans Without US Credit
How international investors use DSCR loans to buy US rental properties. Bypass US credit scores and SSN requirements by qualifying on property cash flow.
Read MoreCRE Financing in Cleveland, Ohio: Best Options for 2026
Stop leasing and start building equity. Compare Cleveland commercial real estate financing options for 2026, from 5-day investor loans to SBA 504s.
Read MoreCommercial Real Estate Loans in Iowa: From Council Bluffs to Des Moines
A Des Moines logistics company needed a $1.4M commercial real estate loan in Iowa. How they bypassed local banks and funded in 24 days.
Read MoreCRE Investment Loans for 2026
Conventional, SBA 504, DSCR, and bridge loans compared. Rates, LTV limits, and what lenders want from real estate investors in 2026.
Read MoreFort Wayne Business Loans: What's Driving Demand in 2026
Fort Wayne business loans are surging — Bombardier, Sweetwater, $18M European investment. SBA, equipment financing, working capital options for Fort Wayne businesses.
Read MoreSBA 504 Loans: The CRE and Equipment Program Most Businesses Miss
SBA 504 loans offer up to $5.5M for commercial real estate and heavy equipment at below-market fixed rates. Learn the three-party structure, requirements, and how to qualify.
Read MoreChildcare & Education Business Funding: Loans for Daycare and Learning Centers
Daycare and childcare center financing: facility loans, equipment funding, and working capital for licensing periods. See your options.
Read MoreCommercial Real Estate Loans in Fort Wayne
Fort Wayne CRE loans from $100K to $5M. Rates from 4.5%, terms up to 20 years. SBA 504, bridge, and conventional options compared.
Read More09 — Coverage
Available nationwide.
Select your state for local commercial real estate context.
Southeast
Southwest
Northeast
10 — FAQ
Common questions.
01What is the difference between owner-occupied and investment property financing?+−
02What down payment is required?+−
03Can I refinance a commercial property I already own?+−
04How long does the commercial real estate process take?+−
Next Step
Ready for Commercial Real Estate?
Apply in minutes. Decision in 20-30 days. Funding up to $500.0M.