Privacy Policy

Effective Date: February 1, 2026
Last Updated: February 18, 2026

At Nautix Capital ("Company," "we," "us," or "our"), we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and protect your information when you use our website and services.

IMPORTANT: Nautix Capital is a business funding advisory firm. We provide consultation and guidance to help businesses identify appropriate financing solutions. By using our services and submitting your information, you consent to the collection, use, and sharing of your information as described in this Policy.

1. Information We Collect

We collect the following categories of personal and business information:

  • Contact Information: First name, last name, email address, phone number, mailing address.
  • Business Information: Legal business name, DBA, business address, industry, entity type, date of business formation, EIN/Tax ID, number of employees, ownership structure.
  • Financial Information: Monthly and annual revenue, bank statements, tax returns, accounts receivable/payable, existing debt obligations, requested funding amount, intended use of funds.
  • Credit Information: Personal credit score range (self-reported or obtained with consent), business credit profile, credit history.
  • Documentation: Business licenses, articles of incorporation, voided checks, lease agreements, and any other documents you provide in connection with your funding request.
  • Communication Preferences: SMS/text message consent status, email preferences.
  • Technical Data: IP address, browser type, device type, operating system, pages visited, referring URLs (collected automatically via cookies and similar technologies).

2. How We Use Your Information

We use your information for the following purposes:

  • Service Delivery: To process your funding inquiry, evaluate your financing needs, and match you with appropriate financing solutions.
  • Funding Matching: To share your information with our network of vetted lenders and funding partners for the purpose of obtaining financing offers on your behalf.
  • Communication: To contact you regarding your application status, funding opportunities, required documentation, and related services.
  • SMS Messaging: To send SMS notifications about your funding inquiry (only with your explicit consent).
  • Verification: To verify the accuracy of information provided and conduct fraud prevention measures.
  • Website Improvement: To analyze usage patterns and improve our website, services, and user experience.

3. Information Sharing

BY SUBMITTING A FUNDING INQUIRY THROUGH NAUTIX CAPITAL, YOU EXPRESSLY AUTHORIZE US TO SHARE YOUR PERSONAL AND BUSINESS INFORMATION WITH OUR NETWORK OF VETTED LENDERS, FUNDING PARTNERS, AND SERVICE PROVIDERS FOR THE PURPOSE OF EVALUATING YOUR FINANCING REQUEST AND PRESENTING YOU WITH POTENTIAL OFFERS.

This sharing may include, but is not limited to:

  • All contact information
  • Business and financial information
  • Credit indicators and history
  • Any documentation you provide

These partners may contact you directly via phone, email, text message, or mail regarding financing opportunities. Each partner operates under its own privacy policy and terms, which will govern their use of your information once shared. Nautix Capital is not responsible for the privacy practices of our partners.

4. Credit Inquiries

Submission of your information may result in one or more of our lending partners conducting credit inquiries. These inquiries may be "soft pulls" (which do not affect your credit score) or "hard pulls" (which may affect your credit score), depending on the product and lender. By submitting your application, you authorize Nautix Capital and our lending partners to obtain consumer and/or business credit reports as necessary to evaluate your financing request.

5. Telephone Consumer Protection Act (TCPA) Consent

By providing your phone number, you consent to receive calls and text messages from Nautix Capital and/or our lending partners, which may be made using an automatic telephone dialing system (autodialer) or prerecorded voice. These communications may include information about your funding inquiry, application status, and related services. You understand that consent is not a condition of receiving services. Message and data rates may apply. You may opt out at any time by replying STOP to any text message or by contacting us directly.

6. SMS/Text Message Consent

SMS consent is optional and is not required to receive our services. By checking the SMS consent box, you agree to receive text messages from Nautix Capital regarding your funding inquiry. Message frequency varies. Message and data rates may apply. You may reply STOP to opt out or HELP for assistance at any time. No mobile information will be shared with affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties, excluding aggregators and providers of the text message services.

7. Other Disclosures of Information

In addition to sharing with lending partners, we may disclose your information:

  • Service Providers: To service providers who assist in our operations (hosting, CRM, SMS delivery, payment processing) under strict data processing agreements.
  • Legal Compliance: To comply with any court order, law, or legal process, including responding to government or regulatory requests.
  • Protection of Rights: To enforce our Terms and Conditions and protect the rights, property, or safety of Nautix Capital, our clients, or others.
  • Business Transfers: In connection with a merger, acquisition, or sale of all or a portion of our assets.

We do not sell your personal information for marketing purposes to unrelated parties.

8. Legal Basis for Processing (GDPR)

For users in the European Economic Area (EEA), UK, or Switzerland, we process your data based on:

  • Contract Performance: Processing necessary to respond to your funding inquiry and provide our services.
  • Consent: For SMS communications (you may withdraw consent at any time).
  • Legitimate Interests: To improve our services, prevent fraud, and share information with lending partners to fulfill your request.

9. Data Retention

  • Inquiry Data: Retained for 3 years from last interaction, or as required by law.
  • SMS Consent Records: Retained for 5 years to demonstrate compliance.
  • Technical Logs: Retained for 90 days.
  • Transaction Records: Retained for 7 years or as required by applicable law.

10. Your Rights

Depending on your location, you may have the following rights:

  • Access: Request a copy of the personal information we hold about you.
  • Correction: Request correction of inaccurate information.
  • Deletion: Request deletion of your personal information (subject to legal retention requirements).
  • Portability: Request your data in a machine-readable format (GDPR).
  • Opt-Out of SMS: Reply STOP to any message or contact us directly.

To exercise any of these rights, contact us at [email protected] or +1 (727) 914-2693.

11. California Privacy Rights (CCPA/CPRA)

Notice at Collection: California residents have the right to know what personal information is collected, the purpose of collection, and whether it is sold or shared.

  • Categories Collected: Identifiers, commercial information, financial information, internet activity, professional information.
  • Purpose: To provide funding advisory services and communicate about your inquiry.
  • Sale/Sharing: We share personal information with lending partners to fulfill your service request. We do not sell personal information for marketing purposes.
  • Right to Know: You may request disclosure of the specific pieces of personal information collected.
  • Right to Delete: You may request deletion of your personal information, subject to exceptions.
  • Non-Discrimination: We will not discriminate against you for exercising your rights.

12. Data Security

We implement industry-standard security measures including HTTPS encryption, access controls, and secure data storage to protect your information. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security of your data.

13. International Data Transfers

Your information may be processed in the United States. If you are located outside the US, by submitting your information, you consent to its transfer to and processing in the United States, where data protection laws may differ from your jurisdiction.

14. Do Not Track

At present, there is no standard or agreement on how to respond to "do-not-track" signals that may be sent by web browsers. Accordingly, Nautix Capital currently does not take any action in response to these signals.

15. Policy Updates

We may update this Privacy Policy from time to time. The "Last Updated" date at the top indicates when the policy was last revised. We encourage you to review this page periodically. Your continued use of our services after any changes constitutes acceptance of the updated Policy.

Contact Us

Data Controller: Nautix Capital
Email: [email protected]
Phone: +1 (727) 914-2693
Charleston Office: 1985 Riviera Dr, STE 103, Mt Pleasant, SC 29464
St. Petersburg Office: 7901 4th St N, STE 300, St. Petersburg, FL 33702