Nautix Capital provides Real Estate Investment Loans ranging from $50K to $30.0M with typical closes in 5-10 days. Minimum starting points: $0 monthly revenue, 0 years in business, and a 600+ credit score. Real Estate Investment Loans is often a fit for Fix-and-flip investors purchasing and renovating properties and Rental property investors funding long-term rental acquisitions. Nautix Capital's SmartMatch assessment matches businesses with the right rei loans option from our lender network — no credit pull at intake.
Funding Solution
Real Estate Investment Loans
Fix & flip, DSCR rentals, bridge, and construction financing for business or investment purposes.
- Typical speed
- 5-10 days
- Deal range
- $50K–$30.0M
- Terms
- 6-30 years (depending on loan type)
Typical speed
Deal range
Terms
01 — Overview
What is REI Loans?
Financing for investment properties including fix-and-flip bridge loans, DSCR rental loans qualified by property cash flow instead of personal income, and new construction loans.
- Funding Range
- $50K - $30M
- Typical Close
- 7-21 days (bridge) / 30-45 days (DSCR)
- Monthly Revenue
- $0+
02 — Process
How it works.
One senior team from first conversation through funding — no call-center handoffs.
01
Tell us the deal
Share the basics through SmartMatch — about 30 seconds. No credit pull at intake.
02
We structure options
An advisor reviews and matches across our network. Decisions typically within 5-10 days.
03
Fund & stay connected
5-10 days for fix & flip and bridge, 15-20 days for DSCR and construction. The same team stays with you after the wire.
03 — Details
About REI Loans
Deal size, speed, and fit — terms are set in underwriting, not on a public rate sheet.
Real estate investment loans are specifically designed for real estate entrepreneurs and investors who need capital for fix-and-flip projects, long-term rental property acquisitions, bridge financing during transitions, and construction financing for development. These specialized loans are fundamentally different from traditional mortgages—they're structured around real estate transaction timelines and the unique dynamics of real estate investing rather than traditional owner-occupancy lending metrics.
Fix-and-flip financing is ideal for investors who purchase undervalued properties, renovate them, and sell for profit. A typical fix-and-flip loan provides capital to cover both the property purchase price and renovation costs. If you find a property available for $200,000 that will be worth $350,000 after $100,000 in renovations, a fix-and-flip lender can finance the combined $300,000 cost. You execute the renovations, sell the property, and return the loan. These loans are typically short-term (6-18 months) and interest-only during the holding period, minimizing monthly cash obligations until the property sells.
04 — Capabilities
What this structure delivers.
Fix & Flip Loans
Interest-only financing for 6-18 month renovation and sale cycles. Flexible terms.
DSCR Rental Loans
Underwriting based on property rental income, not personal income. 0.75+ DSCR.
Bridge Financing
Short-term capital (6-12 months) to bridge gap between purchase and sale.
Fast Funding
Investment loans fund in 5-10 days, enabling you to move quickly on opportunities.
05 — Why Nautix
Why choose REI Loans with us.
Independent by design — we sit on your side of the table, not the lender’s.
- 01
Flexible Underwriting
Underwriting based on property value and income, not personal W-2 employment.
- 02
Rapid Deployment
Get capital in 5-10 days to capitalize on time-sensitive investment opportunities.
- 03
Portfolio Scaling
Access capital for multiple simultaneous projects, enabling portfolio growth.
- 04
Interest-Only Options
Fix & flip loans with interest-only payments minimize holding costs during renovation.
“What impressed me was how fast they moved without sacrificing precision. We weren't the easiest file, and I expected a fight. Instead, the whole thing was handled with urgency and strategy. SmartMatch didn't just find us an offer — it found the right offer. I'd work with them again in a heartbeat.”
Kevin Reich · Verified Client
See if REI Loans fits your deal.
No application, no credit pull at intake. An advisor reaches out within one business day.
Start Your SmartMatch06 — Fit
Eligibility at a glance.
Starting points for a conversation — every deal is underwritten on its own facts.
$0+
Monthly revenue
0+ yr
Time in business
600+
Credit score
Best for
- Fix-and-flip investors purchasing and renovating properties
- Rental property investors funding long-term rental acquisitions
- Bridge financing when buying before selling current property
- Construction and development projects
- Real estate entrepreneurs managing multiple transactions simultaneously
07 — Industries
Who uses REI Loans.
Sector guides with the same product, tailored to how the business actually runs.
08 — Compare
Stack it against alternatives.
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REI Loans Guides & Resources
Articles to help you evaluate rei loans with clear next steps.
The Foreign National's Guide to US Real Estate: Securing DSCR Loans Without US Credit
How international investors use DSCR loans to buy US rental properties. Bypass US credit scores and SSN requirements by qualifying on property cash flow.
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Read MoreCRE Investment Loans for 2026
Conventional, SBA 504, DSCR, and bridge loans compared. Rates, LTV limits, and what lenders want from real estate investors in 2026.
Read More09 — Coverage
Available nationwide.
Select your state for local rei loans context.
Southeast
Southwest
Northeast
10 — FAQ
Common questions.
01What is the difference between fix & flip and DSCR loans?+−
02Can I borrow for both purchase and renovation costs?+−
03What is DSCR and why does it matter?+−
04How quickly can I access funds after approval?+−
Next Step
Ready for REI Loans?
Apply in minutes. Decision in 5-10 days. Funding up to $30.0M.