What if payroll Friday was never stressful again?

Restaurants & Hospitality Business Funding

Get matched with the right funding for your restaurants & hospitality business in under 2 minutes. No credit pull required.

No credit pull2-minute assessment100% free
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Sound Familiar?

These are the challenges restaurants & hospitality business owners tell us about every day.

Payroll is every Friday but sales fluctuate wildly

One slow month and I can't cover food costs

Supplier moved me to COD after one late payment

Equipment broke at the worst possible time

How It Works

Step 1

Tell Us About Your Business

Answer a few quick questions about your business needs. Takes about 2 minutes.

Step 2

Get Matched with 50+ Lenders

SmartMatch analyzes your profile and finds the best funding options from our lender network.

Step 3

Get Funded — Fast

Choose your best option and get funded in as little as 24 hours. No hidden fees.

Real Results for Restaurants & Hospitality Businesses

3-location restaurant group funded $400K in 5 days for 4th location — bank wanted 2 years at new location first

Food truck operator got $50K same-week to purchase second truck before event season

Fine dining restaurant refinanced predatory MCA (1.89 factor to 1.29), saved $40K in total cost

Fast casual chain funded $150K for kitchen equipment upgrade, payback matched to revenue

Recommended Funding Options

Based on what works best for restaurants & hospitality businesses.

Working Capital

Fast funding to cover payroll, inventory, or cash-flow gaps when you need to move quickly.

Amount$50K - $500K
Speed48-72 hours
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Revenue-Based Funding

Flexible capital tied to your cash flow, with fast approvals and minimal documentation.

Amount$25K - $500K
Speed24-48 hours
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Equipment Financing

Finance new or used equipment with predictable payments that fit your cash flow.

Amount$10K - $500K
Speed3-5 days approval, 5-10 days to funding
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SBA Loans

Government-backed financing with lower rates and longer terms. 7(a), 504, and more.

Amount$50K - $5.0M
Speed30-60 days
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Frequently Asked Questions

How quickly can I get funding for my restaurants & hospitality business?
Depending on the funding type, you can receive capital in as little as 24-48 hours. Our SmartMatch assessment takes just 2 minutes, and there's no credit pull to get started.
What funding options are available for restaurants & hospitality businesses?
Restaurants & Hospitality businesses typically benefit from Working Capital Loans, Revenue-Based Funding, Equipment Financing. The best option depends on your specific needs, revenue, and timeline.
Do I need good credit to qualify?
Not necessarily. Many of our lender partners work with credit scores as low as 550. We look at the full picture — your revenue, time in business, and business health — not just your credit score.
What are the biggest funding challenges for restaurants & hospitality businesses?
Common challenges include: Payroll is every Friday but sales fluctuate wildly; One slow month and I can't cover food costs. The right funding product can help address these challenges directly.
Is there any cost to use SmartMatch?
No. SmartMatch is 100% free to use. There's no obligation, no credit pull, and no hidden fees. You only proceed if you find an option that works for your business.

Ready to Fund Your Restaurants & Hospitality Business?

Join hundreds of restaurants & hospitality business owners who found the right funding through SmartMatch. Free, fast, no credit impact.

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