Big project, slow draws. How do you bridge the gap?

Construction & Contracting Business Funding

Get matched with the right funding for your construction & contracting business in under 2 minutes. No credit pull required.

No credit pull2-minute assessment100% free
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Sound Familiar?

These are the challenges construction & contracting business owners tell us about every day.

Payment delays from general contractors stretch cash for months

Bonding requirements tie up working capital

Equipment costs are rising and downtime kills revenue

Material prices swing 20-30% without warning

How It Works

Step 1

Tell Us About Your Business

Answer a few quick questions about your business needs. Takes about 2 minutes.

Step 2

Get Matched with 50+ Lenders

SmartMatch analyzes your profile and finds the best funding options from our lender network.

Step 3

Get Funded — Fast

Choose your best option and get funded in as little as 24 hours. No hidden fees.

Real Results for Construction & Contracting Businesses

General contractor funded $250K for materials on commercial project, preserved 18% margin

Roofing company financed 2 new trucks plus equipment, doubled crew capacity in 60 days

Concrete contractor bridged $180K between project start and first draw, completed on schedule

Electrical contractor funded $100K working capital for multi-site commercial bid, won the contract

Recommended Funding Options

Based on what works best for construction & contracting businesses.

PO Financing

Fund large orders upfront so you can say yes to bigger opportunities.

Amount$10K - $500K
Speed2-3 days for verification, 5-7 days to fund
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Revenue-Based Funding

Flexible capital tied to your cash flow, with fast approvals and minimal documentation.

Amount$25K - $500K
Speed24-48 hours
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Equipment Financing

Finance new or used equipment with predictable payments that fit your cash flow.

Amount$10K - $500K
Speed3-5 days approval, 5-10 days to funding
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SBA Loans

Government-backed financing with lower rates and longer terms. 7(a), 504, and more.

Amount$50K - $5.0M
Speed30-60 days
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Frequently Asked Questions

How quickly can I get funding for my construction & contracting business?
Depending on the funding type, you can receive capital in as little as 24-48 hours. Our SmartMatch assessment takes just 2 minutes, and there's no credit pull to get started.
What funding options are available for construction & contracting businesses?
Construction & Contracting businesses typically benefit from PO Financing, Revenue-Based Funding, Equipment Financing. The best option depends on your specific needs, revenue, and timeline.
Do I need good credit to qualify?
Not necessarily. Many of our lender partners work with credit scores as low as 550. We look at the full picture — your revenue, time in business, and business health — not just your credit score.
What are the biggest funding challenges for construction & contracting businesses?
Common challenges include: Payment delays from general contractors stretch cash for months; Bonding requirements tie up working capital. The right funding product can help address these challenges directly.
Is there any cost to use SmartMatch?
No. SmartMatch is 100% free to use. There's no obligation, no credit pull, and no hidden fees. You only proceed if you find an option that works for your business.

Ready to Fund Your Construction & Contracting Business?

Join hundreds of construction & contracting business owners who found the right funding through SmartMatch. Free, fast, no credit impact.

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