What if you never had to turn down a job because you couldn't front the parts?

Automotive & Auto Repair Business Funding

Get matched with the right funding for your automotive & auto repair business in under 2 minutes. No credit pull required.

No credit pull2-minute assessment100% free
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Sound Familiar?

These are the challenges automotive & auto repair business owners tell us about every day.

Parts suppliers now want payment upfront

Insurance reimbursements take 30-60 days

Customers expect fast turnaround, parts don't wait

New diagnostic equipment costs $15-30K

How It Works

Step 1

Tell Us About Your Business

Answer a few quick questions about your business needs. Takes about 2 minutes.

Step 2

Get Matched with 50+ Lenders

SmartMatch analyzes your profile and finds the best funding options from our lender network.

Step 3

Get Funded — Fast

Choose your best option and get funded in as little as 24 hours. No hidden fees.

Real Results for Automotive & Auto Repair Businesses

Body shop owner saved $60K by refinancing 1.89 factor MCA to 1.29 — we found the predatory terms

Transmission shop funded $75K for new equipment, $0 down, paying from increased revenue

3-bay shop expanded to 6 bays with $150K working capital plus equipment combo

Auto repair chain funded $200K across 2 locations in one week for parts inventory

Recommended Funding Options

Based on what works best for automotive & auto repair businesses.

Equipment Financing

Finance new or used equipment with predictable payments that fit your cash flow.

Amount$10K - $500K
Speed3-5 days approval, 5-10 days to funding
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Working Capital

Fast funding to cover payroll, inventory, or cash-flow gaps when you need to move quickly.

Amount$50K - $500K
Speed48-72 hours
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SBA Loans

Government-backed financing with lower rates and longer terms. 7(a), 504, and more.

Amount$50K - $5.0M
Speed30-60 days
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Revenue-Based Funding

Flexible capital tied to your cash flow, with fast approvals and minimal documentation.

Amount$25K - $500K
Speed24-48 hours
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Frequently Asked Questions

How quickly can I get funding for my automotive & auto repair business?
Depending on the funding type, you can receive capital in as little as 24-48 hours. Our SmartMatch assessment takes just 2 minutes, and there's no credit pull to get started.
What funding options are available for automotive & auto repair businesses?
Automotive & Auto Repair businesses typically benefit from Equipment Financing, Working Capital Loans, SBA Loans. The best option depends on your specific needs, revenue, and timeline.
Do I need good credit to qualify?
Not necessarily. Many of our lender partners work with credit scores as low as 550. We look at the full picture — your revenue, time in business, and business health — not just your credit score.
What are the biggest funding challenges for automotive & auto repair businesses?
Common challenges include: Parts suppliers now want payment upfront; Insurance reimbursements take 30-60 days. The right funding product can help address these challenges directly.
Is there any cost to use SmartMatch?
No. SmartMatch is 100% free to use. There's no obligation, no credit pull, and no hidden fees. You only proceed if you find an option that works for your business.

Ready to Fund Your Automotive & Auto Repair Business?

Join hundreds of automotive & auto repair business owners who found the right funding through SmartMatch. Free, fast, no credit impact.

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