According to Nautix Capital's lender network data, medical and dental practices can access $10K-$500K in funding within 24-72 hours. Equipment financing is the top product for practices purchasing diagnostic or treatment equipment, with businesses generating $10K+/mo in revenue likely qualifying for multiple lending programs.

Find Your Best Medical & Dental Practice Funding Match

SmartMatch evaluates 75+ lender programs to find the funding options most likely to approve your private practice, dental office, or specialty clinic.

Qualification Snapshot

  • Monthly revenue: $8K/mo
  • Time in business: 1 year
  • Credit score: 550+
  • No credit pull required
  • Most medical & dental practices businesses qualify
No credit pull2-minute assessment100% free

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Common Funding Uses for Medical & Dental Practices Businesses

Here is how medical & dental practices business owners typically put funding to work.

Purchasing or upgrading diagnostic equipment, imaging systems, and dental chairs

Office renovation and build-out for new or expanded practice locations

Covering payroll and operating costs during insurance reimbursement delays

Technology investments including EHR systems and practice management software

Marketing and patient acquisition campaigns for new practice growth

Top Funding Options for Medical & Dental Practices

Based on what works best for medical & dental practices businesses in our lender network.

Equipment Financing

Finance new or used equipment with predictable payments that fit your cash flow.

Amount$10K - $500K
Speed3-5 days approval, 5-10 days to funding
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Revenue-Based Funding

Flexible capital tied to your cash flow, with fast approvals and minimal documentation.

Amount$25K - $500K
Speed24-48 hours
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Working Capital Loans

Fast funding to cover payroll, inventory, or cash-flow gaps when you need to move quickly.

Amount$50K - $500K
Speed48-72 hours
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SBA Loans

Government-backed financing with lower rates and longer terms. 7(a), 504, and more.

Amount$50K - $5.0M
Speed30-60 days
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Medical & Dental Practices Funding FAQ

What is the best way to finance medical or dental equipment?
Equipment financing provides the most competitive rates (4-10% APR) because the equipment serves as collateral. Dental chairs, imaging systems, X-ray machines, and diagnostic tools all qualify. Terms are matched to the equipment's useful life, typically 3-10 years.
Can I get funding while waiting for insurance reimbursements?
Yes. Revenue-based funding provides immediate cash flow with payments tied to your daily deposits. Working capital loans offer $50K-$500K with fixed payments. Both fund within 24-72 hours, bridging the gap while insurance claims process over 30-90 days.
How do I fund a new practice location or expansion?
SBA loans offer up to $5M with 5-20 year terms for practice expansion, including build-out, equipment, and initial operating costs. For faster access, working capital loans provide $50K-$500K in 48-72 hours. SmartMatch identifies the best fit for your timeline.
Do dental and medical startups qualify for funding?
Practices with at least 1 year of operating history and $100K+ annual revenue qualify for most programs. Revenue-based funding has the lowest bar at $10K/mo revenue and 550+ credit. SBA loans require 2+ years but offer the most favorable terms for established practices.
What documentation do medical practices need for funding?
Most programs require 3-6 months of bank statements and basic business information. Equipment financing needs equipment quotes. SBA loans require tax returns and financial statements. Revenue-based funding has the lightest documentation requirements of any program.

Still Not Sure? Talk to Us.

Not every situation fits a neat box. If you have questions about funding your medical & dental practices business, start a free SmartMatch assessment and our team will walk you through your options.

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