Purchase Order Financing for Non-Citizens
See What You Qualify ForWhy Purchase Order Financing Works for Non-Citizens
LPR: Full access | Visa holders: Full access | ITIN: Full access — based on buyer creditworthiness
SBA vs. Purchase Order Financing
| Factor | SBA Loan | Purchase Order Financing |
|---|---|---|
| Citizenship Required | 100% U.S. citizen owners | No — based on buyer credit |
| Qualification Focus | Borrower credit + income | Buyer/customer creditworthiness |
Frequently Asked Questions
Can non-citizens use purchase order financing?
Yes. PO financing qualifies based on the creditworthiness of the buyer placing the purchase order, not the business owner's immigration status. If you have a confirmed order from a creditworthy buyer and need capital to fulfill it, PO financing is available regardless of your citizenship status.
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