Working Capital

Working Capital Loans for Transportation & Logistics

Term capital to cover payroll, inventory, or cash-flow gaps — structured to fit your business.

Funding
$50K - $5.0M
Speed
1-3 days
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Why Working Capital is Ideal for Transportation & Logistics Businesses

Cash flow

Why wait 45 days for money you already earned?

Fuel

Fuel prices don't wait for broker payments. Neither should you.

Growth

You could run 3 trucks if you weren't always waiting on cash.

Current factor

Your factoring company's fees are eating your margins. Compare options.

Speed

Submit an invoice today, cash in your account tomorrow.

Working Capital Loans Features

Fast Close

Complete files typically close within 1–3 days through our lender network.

Fixed Payments

Predictable monthly payments on terms from 12 to 60 months.

Clear Floor

$50K minimum funding and $50K+ in monthly revenue to start the conversation.

Simple Process

Bank statements, use of funds, and a straight answer from an advisor — no call-center maze.

Key Benefits

Faster Than Banks

Banks often take weeks. When the file is ready, these deals typically close in 1–3 days.

Preserve Ownership

Term capital — no equity dilution and no board seat attached.

Flexible Deployment

Use funds for payroll, inventory, or other operating needs tied to the business.

Advisor Continuity

Same team from first conversation through funding — and on the next deal.

Eligibility Requirements

$600K+
Annual Revenue
1+ yr
Time in Business
600+
Credit Score

Best For:

Managing seasonal inventory buildup
Covering payroll during slow periods
Funding growth initiatives without ownership dilution
Bridging gaps between project expenses and client payments
Taking advantage of bulk purchase discounts

Working Capital Loans for Transportation & Logistics by State

Find working capital for transportation & logistics businesses in your state.

Frequently Asked Questions

Why do Transportation & Logistics businesses choose Working Capital Loans?
Working Capital Loans is designed for businesses with Transportation & Logistics's specific cash flow needs. Term capital to cover payroll, inventory, or cash-flow gaps — structured to fit your business.
How does Working Capital Loans help with Transportation & Logistics cash flow challenges?
Transportation & Logistics businesses often struggle with: Broker pays in 45 days, fuel is due NOW; Insurance renewal is $25K due in 2 weeks. Working Capital Loans solves these by enabling Get paid same day for delivered loads.
What's the typical timeline for Working Capital Loans approval?
Most Working Capital Loans approvals happen within 1-3 days. We move faster than traditional financing so you can capitalize on opportunities.
Do you have examples of Transportation & Logistics businesses using Working Capital Loans?
Yes. We've helped hundreds of Transportation & Logistics operators use Working Capital Loans to grow and scale. The impact varies widely depending on specific business model and needs.
How much Working Capital Loans can I get?
Funding amounts range from $50K to $5.0M, depending on your revenue and business stage.

Ready for Working Capital?

Apply in minutes. 1-3 days decisions. Funding up to $5.0M.

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