SBA Loans for Medical & Dental Practices
Government-backed financing with lower rates and longer terms. 7(a), 504, and more.
Why SBA Loans is Ideal for Medical & Dental Practices Businesses
Insurance gap
Your insurance pays in 90 days. Your staff expects paychecks every two weeks.
Equipment
That imaging equipment, chair, or laser is paying for itself — if you can get it.
Growth
You're booked 6 weeks out. That's not a scheduling problem, it's a capacity problem.
Acquisition
Practice down the street might be for sale. Are you positioned to move?
Renovation
Patients notice a dated office. What would a refresh do for referrals?
SBA Loans Features
Government-Backed Guarantee
SBA guarantees 50-90% of the loan, reducing lender risk and improving terms.
Low Interest Rates
Rates typically 1-3% below market due to government guarantee.
Extended Terms
5-20 year terms depending on program and use, creating manageable payments.
Flexible Use
7(a) loans support working capital, equipment, real estate, and general business purposes.
Key Benefits
Affordable Expansion
Lower rates and longer terms make major growth investments financially sustainable.
Larger Financing Available
SBA loans go up to $5M, enabling significant investments impossible with smaller financing.
Easier Qualification
Moderate credit scores and limited collateral can still qualify due to SBA guarantee.
Fixed Rates
Fixed interest rates throughout the loan term provide payment predictability.
Eligibility Requirements
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SBA Loans for Medical & Dental Practices by State
Find sba loans for medical & dental practices businesses in your state.