Working Capital Loans for Home Services
Fast funding to cover payroll, inventory, or cash-flow gaps when you need to move quickly.
Why Working Capital is Ideal for Home Services Businesses
Capacity
You're turning away calls. That's money walking out the door.
Equipment
Your truck owes you nothing. What happens when it quits?
Seasonal
Slow season is coming. What's your plan to keep the lights on?
Growth
You could add another crew tomorrow if you had the truck and tools.
Commercial
Commercial jobs pay better but need longer float. Can you handle it?
Working Capital Loans Features
Fast Approval
Approval decisions within 48-72 hours with minimal documentation requirements.
Fixed Payments
Predictable monthly payments on fixed terms from 12 to 60 months.
No Revenue Requirement
We focus on current performance and trajectory, not arbitrary revenue minimums.
Simple Process
Straightforward application with 3-6 months of bank statements, no lengthy documentation.
Key Benefits
Faster Than Banks
Get funded in days instead of weeks. Traditional banks take 30-45 days for working capital approvals.
Preserve Equity
Term loans don't require giving up company ownership or control like equity financing.
Flexible Deployment
Use funds for payroll, inventory, equipment, or any business operating expense.
Scalable Funding
As your business grows, we can provide additional working capital loans or other funding products.
Eligibility Requirements
Best For:
Working Capital Loans for Home Services by State
Find working capital for home services businesses in your state.