E-commerce and retail businesses can qualify for $25K to $500K in funding through Nautix Capital's lender network. Revenue-based funding is the most popular option for online sellers, with approval in as little as 24 hours and repayment tied to actual sales.

Get E-Commerce & Retail Funding — See What You Qualify For

Do You Qualify?

$8K+/mo revenue

You qualify

1+ year in business

You qualify

550+ credit score

You qualify

Active US business

You qualify

Meet 3 of 4? You likely qualify.

Check Your Options

E-Commerce & Retail Funding Options

ProductAmountSpeedMin CreditBest For
Revenue-Based Funding$25K – $500K24-48 hours550+Flexible repayment tied to daily or weekly sales
Invoice Factoring$10K – $1.0M24 hours550+Converting outstanding B2B invoices to cash
Working Capital$50K – $500K48-72 hours600+Inventory purchases and seasonal stocking
SBA Loans$50K – $5.0M30-60 days650+Long-term growth, new locations, or major investments

How It Works

1

Complete SmartMatch Assessment

Tell us about your e-commerce or retail business — revenue, platform, and funding needs. Takes about 2 minutes with no credit pull.

2 min
2

Review Your Matched Options

We compare your profile against 75+ lender programs and surface the best funding options for your specific business model.

24 hours
3

Get Funded

Pick the option that fits your cash flow. Revenue-based funding and working capital can arrive within 24-48 hours.

~2 days
Start SmartMatch

E-Commerce & Retail Funding Insights

$72,000

Avg. Funding Amount

Revenue-Based Funding

Most Popular Option

71%

Approval Rate

According to Nautix Capital's lender network data, the average e-commerce & retail funding is $72,000.

Revenue-Based Funding is the most popular option, with 71% of e-commerce & retail applicants qualifying.

Frequently Asked Questions

Can I get funding based on my online sales?
Yes. Revenue-based funding uses your sales data from Shopify, Amazon, WooCommerce, or bank deposits to determine how much you qualify for. No traditional credit metrics required.
How much inventory funding can I get?
Inventory funding through working capital loans ranges from $50K to $500K. Revenue-based funding provides $25K to $500K. The amount depends on your monthly revenue and business history.
Do you fund Amazon and Shopify sellers?
Yes. We fund sellers on Amazon, Shopify, WooCommerce, Etsy, and other platforms. We can integrate with your marketplace dashboard to verify sales data.
What about seasonal businesses?
Revenue-based funding is ideal for seasonal e-commerce businesses. Payments adjust with your sales — you pay more during peak months and less during slow periods.
Is there a cost to use SmartMatch?
No. SmartMatch is completely free with no obligation, no credit pull, and no hidden fees.

See Your E-Commerce & Retail Options

Free 2-minute assessment. No credit pull. No obligation. See every funding option you qualify for.

See Your E-Commerce & Retail Options