Working Capital Loans for Construction & Contracting
Fast funding to cover payroll, inventory, or cash-flow gaps when you need to move quickly.
Why Working Capital is Ideal for Construction & Contracting Businesses
Project float
Big project, slow draws. How do you bridge the gap?
Equipment
Renting costs more than owning. What if you could buy?
Growth
You're turning away bids. That's a capital problem, not a demand problem.
Materials
Lock in material prices now before they spike again.
Bonding
Free up cash from bonding requirements and put it to work.
Working Capital Loans Features
Fast Approval
Approval decisions within 48-72 hours with minimal documentation requirements.
Fixed Payments
Predictable monthly payments on fixed terms from 12 to 60 months.
No Revenue Requirement
We focus on current performance and trajectory, not arbitrary revenue minimums.
Simple Process
Straightforward application with 3-6 months of bank statements, no lengthy documentation.
Key Benefits
Faster Than Banks
Get funded in days instead of weeks. Traditional banks take 30-45 days for working capital approvals.
Preserve Equity
Term loans don't require giving up company ownership or control like equity financing.
Flexible Deployment
Use funds for payroll, inventory, equipment, or any business operating expense.
Scalable Funding
As your business grows, we can provide additional working capital loans or other funding products.
Eligibility Requirements
Best For:
Working Capital Loans for Construction & Contracting by State
Find working capital for construction & contracting businesses in your state.