Construction and contracting businesses can qualify for $25K to $5M in funding through Nautix Capital's lender network. PO financing and equipment financing are the most popular options, helping contractors bridge payment gaps and fund equipment purchases.

Get Construction & Contracting Funding — See What You Qualify For

Do You Qualify?

$8K+/mo revenue

You qualify

1+ year in business

You qualify

550+ credit score

You qualify

Active US business

You qualify

Meet 3 of 4? You likely qualify.

Check Your Options

Construction & Contracting Funding Options

Product	Amount	Speed	Min Credit	Best For
PO Financing	$10K – $500K	2-3 days for verification, 5-7 days to fund	600+	Funding materials and labor for confirmed project bids
Revenue-Based Funding	$25K – $500K	24-48 hours	550+	Bridging cash flow between project milestones
Equipment Financing	$10K – $500K	3-5 days approval, 5-10 days to funding	600+	Excavators, loaders, scaffolding, and power tools
SBA Loans	$50K – $5.0M	30-60 days	650+	Office expansion, bonding support, or major equipment
Working Capital	$50K – $500K	48-72 hours	600+	Payroll, subcontractor payments, and job-site expenses

How It Works

Complete SmartMatch Assessment

Tell us about your contracting business — revenue, project pipeline, and funding needs. Takes about 2 minutes with no credit pull.

2 min

Review Your Matched Options

We match your profile against lenders who understand construction cash flow cycles and progress billing.

24 hours

Get Funded

Choose your best option and receive funds. PO financing and working capital can fund within 24-72 hours.

~3 days

Start SmartMatch

Construction & Contracting Funding Insights

$165,000

Avg. Funding Amount

PO Financing

Frequently Asked Questions

Can I get funding for a specific project?

Yes. PO financing is designed exactly for this — we advance capital against confirmed purchase orders or signed contracts so you can fund materials and labor upfront.

How do I fund equipment for my crew?

Equipment financing covers excavators, loaders, scaffolding, power tools, and vehicles. The equipment serves as collateral, so approval is based on the asset value plus your business revenue.

What about seasonal construction slowdowns?

Revenue-based funding adjusts payments with your revenue — you pay less during slow winter months and more during busy seasons. Working capital loans can also bridge seasonal gaps.

Do you fund subcontractors?

Yes. We fund general contractors, subcontractors, and specialty trade businesses. We look at your project pipeline and revenue history to determine eligibility.

Is there a cost to use SmartMatch?

No. SmartMatch is completely free with no obligation and no credit pull.

See Your Construction & Contracting Options

Free 2-minute assessment. No credit pull. No obligation. See every funding option you qualify for.

See Your Construction & Contracting Options