Working Capital Loans for Automotive & Auto Repair
Fast funding to cover payroll, inventory, or cash-flow gaps when you need to move quickly.
Why Working Capital is Ideal for Automotive & Auto Repair Businesses
Parts
What if you never had to turn down a job because you couldn't front the parts?
Equipment
That lift, scanner, or welder is costing you jobs. What's it worth to upgrade?
Insurance gap
Insurance pays in 60 days. Your techs expect paychecks every week.
Growth
You're turning away work. That's a funding problem, not a demand problem.
Tech retention
Good techs have options. Can you afford to lose another one?
Working Capital Loans Features
Fast Approval
Approval decisions within 48-72 hours with minimal documentation requirements.
Fixed Payments
Predictable monthly payments on fixed terms from 12 to 60 months.
No Revenue Requirement
We focus on current performance and trajectory, not arbitrary revenue minimums.
Simple Process
Straightforward application with 3-6 months of bank statements, no lengthy documentation.
Key Benefits
Faster Than Banks
Get funded in days instead of weeks. Traditional banks take 30-45 days for working capital approvals.
Preserve Equity
Term loans don't require giving up company ownership or control like equity financing.
Flexible Deployment
Use funds for payroll, inventory, equipment, or any business operating expense.
Scalable Funding
As your business grows, we can provide additional working capital loans or other funding products.
Eligibility Requirements
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Working Capital Loans for Automotive & Auto Repair by State
Find working capital for automotive & auto repair businesses in your state.