Equipment Financing

Equipment Financing for Automotive & Auto Repair

Finance new or used equipment with predictable payments that fit your cash flow.

Funding
$10K - $500K
Speed
3-5 days approval, 5-10 days to funding
APR
4% - 10%
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Why Equipment Financing is Ideal for Automotive & Auto Repair Businesses

Parts

What if you never had to turn down a job because you couldn't front the parts?

Equipment

That lift, scanner, or welder is costing you jobs. What's it worth to upgrade?

Insurance gap

Insurance pays in 60 days. Your techs expect paychecks every week.

Growth

You're turning away work. That's a funding problem, not a demand problem.

Tech retention

Good techs have options. Can you afford to lose another one?

Equipment Financing Features

Lower Interest Rates

Equipment-secured financing carries 40-60% lower rates than unsecured loans.

Flexible Terms

Loan terms matched to equipment life (3-10 years) mean manageable monthly payments.

New and Used Equipment

Finance both new equipment and quality used assets at competitive rates.

Fast Funding

Approval in 3-5 days, funding within 5-10 days from final documentation.

Key Benefits

Preserve Cash Flow

Predictable monthly payments spread over years means better cash flow management.

Tax Advantages

Equipment loan payments and depreciation can provide tax deduction benefits.

Affordable Upgrades

Access modern equipment without substantial upfront capital outlay.

Equipment-Matching Terms

Loan term matched to useful life of equipment ensures you're not paying after value is gone.

Eligibility Requirements

$100K+
Annual Revenue
1+ yr
Time in Business
600+
Credit Score

Best For:

Purchasing manufacturing or production equipment
Commercial vehicle acquisitions for delivery or service fleets
Technology infrastructure and IT equipment upgrades
Restaurant and hospitality equipment and kitchen systems
Construction and industrial machinery purchases

Equipment Financing for Automotive & Auto Repair by State

Find equipment financing for automotive & auto repair businesses in your state.

Frequently Asked Questions

Why do Automotive & Auto Repair businesses choose Equipment Financing?
Equipment Financing is designed for businesses with Automotive & Auto Repair's specific cash flow needs. Finance new or used equipment with predictable payments that fit your cash flow.
How does Equipment Financing help with Automotive & Auto Repair cash flow challenges?
Automotive & Auto Repair businesses often struggle with: Parts suppliers now want payment upfront; Insurance reimbursements take 30-60 days. Equipment Financing solves these by enabling Never turn down a job because of cash.
What's the typical timeline for Equipment Financing approval?
Most Equipment Financing approvals happen within 3-5 days approval, 5-10 days to funding. We move faster than traditional financing so you can capitalize on opportunities.
Do you have examples of Automotive & Auto Repair businesses using Equipment Financing?
Yes. We've helped hundreds of Automotive & Auto Repair operators use Equipment Financing to grow and scale. The impact varies widely depending on specific business model and needs.
How much Equipment Financing can I get?
Funding amounts range from $10K to $500K, depending on your revenue and business stage.

Ready for Equipment Financing?

Apply in minutes. 3-5 days approval, 5-10 days to funding decisions. Funding up to $500K.

Apply Now