Not sure whether Revenue-Based Funding or Equipment Financing is right? Answer 3 questions and SmartMatch shows which one fits your business, plus any other options you qualify for. No credit pull, takes under 60 seconds.

Revenue-Based Funding vs Equipment Financing: Which Fits Your Business?

Answer 3 quick questions below. We'll tell you which option is the better fit based on your funding need, timeline, and revenue.

Quick Comparison

CategoryRevenue-Based FundingEquipment Financing
Funding Range$25K – $5.0M$10K – $50.0M
Speed24-48 hours3-5 days approval, 5-10 days to funding
Min Credit Score550+600+
Best ForSaaS and subscription businesses with monthly recurring revenuePurchasing manufacturing or production equipment

Find Your Fit in 3 Questions

Tap your answer to each question. We'll recommend the better option for your situation.

1
2
3
1/3

How much funding do you need?

Common Questions

How do I decide between Revenue-Based Funding and Equipment Financing?
The right choice depends on three factors: how much funding you need, how quickly you need it, and your monthly revenue. Revenue-Based Funding offers 24-48 hours funding with amounts from $25K to $5.0M, while Equipment Financing offers 3-5 days approval, 5-10 days to funding funding from $10K to $50.0M. Use the qualifier above to see which fits your business profile.
Can I qualify for both Revenue-Based Funding and Equipment Financing?
Yes, many businesses qualify for multiple funding types. Revenue-Based Funding requires a minimum credit score of 550 and $120K annual revenue, while Equipment Financing requires 600 credit and $100K annual revenue. If you qualify for both, SmartMatch ranks them by overall fit for your specific situation.
What if neither Revenue-Based Funding nor Equipment Financing fits my business?
Nautix Capital's SmartMatch assessment checks your profile against 105+ lenders across all funding types, not just these two. Even if neither option here is ideal, SmartMatch will surface every program you qualify for, including options you may not have considered. The assessment takes 2 minutes and has no impact on your credit score.

Explore Your Options

Full Comparison

See the detailed side-by-side breakdown of Revenue-Based Funding vs Equipment Financing.

SmartMatch Assessment

Get matched with all funding options you qualify for, not just these two.

Revenue-Based Funding Guide

Flexible capital tied to your cash flow, with fast approvals and minimal documentation.

$25K–$5.0M | 24-48 hours

Equipment Financing Guide

Finance new or used equipment with predictable payments that fit your cash flow.

$10K–$50.0M | 3-5 days approval, 5-10 days to funding

Still Not Sure?

SmartMatch checks your business against 105+ lenders in 2 minutes. No credit pull. No commitment. Just answers.

Get Your Free SmartMatch Assessment